Short answer
The best Mint alternatives in 2026 are Monarch for automatic US bank sync, Empower for free net worth tracking, YNAB for a strict budget, Rocket Money for subscriptions, Goodbudget and EveryDollar for free manual budgets, and Finman for bank files from any country in several currencies, free during its open beta.
Mint alternatives compared
Mint closed in March 2024, and Intuit moved its users to Credit Karma. The apps below cover the jobs Mint did, from bank sync to net worth. We opened each vendor’s own page on 30 October 2026 and wrote down the price, what stays free and where your transactions come from. Prices are in US dollars as the vendors list them.
| App | Best for | Free? | Paid plan | Where data comes from |
|---|---|---|---|---|
| Monarch | Automatic bank sync, the closest feel to Mint | First week free | $14.99/mo or $99.99/yr | Linked accounts; imports a Mint CSV |
| Empower Personal Dashboard | Net worth, retirement and portfolio view | Tools are free | No fee for the tools | Linked accounts |
| Rocket Money | Finding and cancelling subscriptions | Free plan | Premium adds the cancellation assistant and unlimited budgets | Linked accounts |
| YNAB | A strict zero-based budget | 34-day trial, no card | $14.99/mo or $109/yr | Linked accounts |
| Copilot Money | iPhone, iPad and Mac users | Not listed | $109/yr billed yearly | Linked accounts; iPhone, iPad, Mac and web |
| Goodbudget | Envelope budgeting for two people | Free plan: 10 regular and 10 more envelopes, 1 account, 2 devices | $10/mo or $80/yr | Typed in; bank sync on Premium, US banks only |
| EveryDollar | Zero-based budget typed by hand | Free version, no time limit | $17.99/mo or $79.99/yr | Typed in; bank connection on Premium |
| Actual Budget | Envelope budgeting that runs locally | Open source | Paid hosting optional | Typed in or imported; imports YNAB4 and nYNAB |
| Finman | Bank files from any country, several currencies, AI on your own numbers | Every feature free during the open beta, no card | Pro $9/mo, Family $19/mo after the beta | CSV, OFX and QFX files; monobank by API token; manual entry |
Sources, checked 30 Oct 2026: Monarch pricing, Empower financial tools, Rocket Money, YNAB pricing, Copilot Money, Goodbudget plans, EveryDollar, Actual Budget, Engadget on the Mint closure. Finman plans from the Finman pricing page. Plans change often, so open the price page before you pay.
If you only want the single best Mint replacement for the job Mint did for you, with notes on importing a Mint CSV, read the best app to replace Mint.
Free Mint alternatives
Five of the nine apps above can be used without paying: Empower’s dashboard tools, Rocket Money’s free plan, Goodbudget’s free plan, EveryDollar’s free version and Actual Budget. Finman is fully free while its open beta runs. Monarch, YNAB and Copilot are paid after a trial. Each free plan has a cap, so check it against the feature you use every day.
- 01Empower free, and the picture is as complete as the accounts you link. Budgeting is one tool among the retirement planner, net worth and portfolio analysis.
- 02Rocket Money free plan finds recurring subscriptions and tracks spending. Having the team cancel subscriptions for you is a Premium feature.
- 03Goodbudget and EveryDollar free plans work with transactions you type in. Bank connection is a paid feature in both.
- 04Finman free during the open beta with every feature on. After the beta the Free plan stays at $0 with accounts and transactions, budgets and goals, and CSV import.
More free options, including ones that never touched Mint, are in the best free budgeting apps.
Mint alternatives for the UK, Europe, Australia and Canada
Outside the US, the safest Mint alternative is an app that reads your bank’s statement files, because live bank connections differ by country and by bank. Before paying for an app that relies on linked accounts, search for your own bank in its connection list; Monarch’s free week is enough for that check.
- 01Finman reads files from any bank that exports them. CSV, OFX and QFX statements go through a column-mapping preview. Formats for Revolut and Wise are recognised automatically, as are RBC, TD, Scotiabank, BMO, CIBC, Tangerine, Wealthsimple Cash and EQ Bank in Canada.
- 02Accounts keep their own currency. A euro account, a pound account and a dollar account sit side by side, and net worth adds them up. If a file is in a different currency from the account, the preview warns you before import.
- 03The interface is in English, Ukrainian and Russian, and transaction categories are guessed from description keywords in all three languages.
Canadian readers can see the bank-by-bank detail on the budget app for Canada page. Multi-country setups are covered in multi-currency budgeting.
Mint alternatives for crypto and investments
Mint showed investment balances next to spending. To keep that view, pick an app with an investment tracker that accepts the assets you hold.
Empower’s free dashboard is built around investment and retirement accounts you link. In Finman you add holdings by hand in the investment tracker: stocks, ETFs, bonds, crypto and other assets. Prices refresh from free Stooq quotes, which include crypto pairs such as BTC, ETH and SOL against the US dollar. The tracker shows allocation and a FIRE projection, and the total flows into your net worth. During the open beta it is free, like every feature. More options are in the best investment tracking apps.
Is there anything better than Mint?
For most people the honest test is one question: which job did Mint do for you that you miss most? Mint was free and synced US and Canadian banks automatically. Monarch keeps the automatic sync for a subscription. Empower keeps a free view of linked accounts. Finman keeps the free start and adds budgets, debts with target dates, subscription detection, a cash-flow forecast up to 90 days ahead and an AI CFO that answers from your own numbers, with bank files in place of live sync. Side-by-side pages for each app are in Finman comparisons.
Frequently asked questions
What is the best Mint alternative in 2026?
Monarch is the closest to how Mint worked, with automatic bank sync, at $14.99 a month or $99.99 a year. Empower is the best free option for net worth. YNAB suits a strict budget. Finman suits people who want a free start from bank files in several currencies.
What can I use instead of Mint for free?
Empower’s dashboard tools, Rocket Money’s free plan, Goodbudget’s free plan, EveryDollar’s free version and the open-source Actual Budget. Finman is fully free during its open beta, with no card.
What is a good Mint alternative in the UK or Europe?
Choose an app that imports your bank’s CSV, OFX or QFX statements, since live bank connections vary by country. Finman imports these files from any bank, recognises Revolut and Wise formats and keeps accounts in different currencies side by side.
Is there a Mint alternative for Australia?
Check two things: that the app takes files from your bank and that it supports Australian dollars. Finman imports CSV, OFX and QFX statements through a column-mapping preview and keeps accounts in several currencies, Australian dollars included.
Which Mint alternative tracks crypto?
Finman’s investment tracker holds crypto next to stocks, ETFs and bonds, with prices from free Stooq quotes for pairs such as BTC and ETH against the US dollar. Holdings are added by hand and count toward net worth.
What happened to Mint?
Intuit announced the closure in November 2023 and Mint shut down in March 2024. Users were invited to move to Credit Karma, another Intuit service, or to download or delete their data.
Start where Mint left off
Free during the open beta, no card. Import a statement from your bank in any currency and see your budgets and net worth the same day.
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