Short answer
Rocket Money, formerly Truebill, is built to find subscriptions, cancel them for you on Premium and negotiate bills. Finman is built to run the whole budget: it detects recurring charges and places them next to budgets, debts, goals and a cash-flow forecast, with an AI CFO on your own numbers; it is free during its open beta.
What was Rocket Money before?
Rocket Money was called Truebill. Rocket Companies, the group behind Rocket Mortgage, agreed to buy Truebill in December 2021 and announced the new name, Rocket Money, in July 2022. The app kept its focus: finding recurring charges, cancelling subscriptions and lowering bills.
Source: Rocket Companies: Truebill becomes Rocket Money. Checked 30 Oct 2026.
Finman vs Rocket Money side by side
| Rocket Money | Finman | |
|---|---|---|
| Main job | Find and cancel subscriptions, lower bills | Run the whole budget: budgets, goals, debts, net worth and a cash-flow forecast, with subscriptions inside it |
| Free plan | Account linking, balance alerts, subscription management, spend tracking | Every feature free during the open beta, no card; after it: accounts and transactions, budgets and goals, and CSV import |
| Paid plan | Premium: Subscription Cancellation Assistant, unlimited budgets, net worth tracking and more | Pro $9/mo after the beta: AI finance assistant, bank sync, anomaly detection |
| Cancels for you | Yes, on Premium | No; it shows each charge and its monthly cost, you cancel with the merchant |
| Negotiates bills | Concierge negotiates bills on your behalf | No |
| Bank data | Linked accounts | CSV, OFX and QFX statement files; monobank by API token; manual entry |
Sources: Rocket Money, Rocket Money help: Subscription Cancellation Assistant; Finman: features, pricing. Checked 30 Oct 2026. Rocket Money’s home page does not list the Premium price; check it in the app before you pay.
Where Rocket Money wins
Pick Rocket Money if you want someone else to do the cancelling and the bill calls. Its Premium Subscription Cancellation Assistant cancels subscriptions for you, and its concierge looks for bills that can be lowered and negotiates them. Finman does neither.
Where Finman wins
- 01Subscriptions in context. Finman detects recurring charges that repeat weekly, every two weeks, monthly, quarterly or yearly at a steady amount, and shows the monthly cost of each. They sit next to your budgets, savings goals and debts, so you see what cancelling one frees up.
- 02A forecast. The cash-flow forecast projects your balance up to 90 days ahead from income, recurring bills and spending, so a shortfall shows up before it happens. Each debt keeps its remaining balance and target date.
- 03An AI CFO on your numbers. Ask “which subscription should I cancel first?” and the answer comes from your own transactions and budgets. It also writes a monthly summary and a savings plan.
- 04No bank login needed. Statement files from online banking go in through an import preview. Formats for RBC, TD, Scotiabank, BMO, CIBC, Tangerine, Wealthsimple Cash, EQ Bank, Revolut and Wise are recognised automatically.
- 05Free to start. Every feature, the subscription detector included, is free during the open beta with no card.
Can you use both?
Yes. One workable split: Rocket Money for cancellation help and bill negotiation, Finman for the budget, debts and forecast. If you only want one app and the main need is to stop paying for forgotten subscriptions, Rocket Money covers it. If the subscriptions are one leak inside a wider budget problem, Finman covers more of it. For a wider list, see the best subscription tracker apps and our guide to subscription tracking.
Who should pick which
| If you | Pick |
|---|---|
| want subscriptions cancelled and bills negotiated for you | Rocket Money |
| want a full budget with debts, goals and a forecast | Finman |
| prefer bank statement files to linking accounts | Finman |
More side-by-side pages are in Finman comparisons. Coming from Mint? Read the best Mint alternatives.
Frequently asked questions
What was Rocket Money before?
Rocket Money was called Truebill. Rocket Companies agreed to buy Truebill in December 2021 and renamed the app Rocket Money in 2022.
Is Finman a Rocket Money alternative?
For tracking subscriptions inside a full budget, yes: Finman detects recurring charges and shows their monthly cost next to budgets, goals and debts. For having subscriptions cancelled and bills negotiated for you, Rocket Money remains the tool.
Does Finman cancel subscriptions for me?
No. Finman finds recurring charges and shows what each costs per month; you cancel with the merchant. Rocket Money’s Subscription Cancellation Assistant, a Premium feature, cancels them for you.
Is Rocket Money free?
Rocket Money has a free plan with account linking, balance alerts, subscription management and spend tracking. The cancellation assistant, unlimited budgets and net worth tracking are listed under Premium.
Is Finman free?
During the open beta every Finman feature is free with no card, the subscription detector included. After the beta, the Free plan stays at $0 with accounts and transactions, budgets and goals, and CSV import and Pro is planned at $9 a month.
See every recurring charge in your budget
Free during the open beta, no card. Import a few months of statements and Finman lists the charges that repeat.
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