The Best App to Replace Mint in 2026, Picked by the Job Mint Did

Which apps import Mint data?

Any app with CSV import can take the transactions file Mint let you download before it closed in March 2024. Monarch announced a dedicated Mint CSV importer in December 2021 that maps Mint categories to its own. Finman reads a Mint CSV as a generic bank file: dates, descriptions, amounts and category names come through, and you check every row in a preview before anything is saved.

Three details decide whether a Mint file lands cleanly in Finman. We ran a sample Mint export through Finman’s importer on 30 October 2026 to write them down.

1. 01
   Fix the sign. Mint wrote every amount as a positive number and kept the direction in a separate Transaction Type column (debit or credit). Finman reads the Amount column as signed, so a raw Mint file imports spending as income. Open the file in a spreadsheet, add a column with =IF(E2="debit",-D2,D2), fill it down and map that column as Amount in the import preview.
2. 02
   One account per import. Mint put all your accounts in one file with an Account Name column. A Finman import fills one account. Filter the file by account and import each part into its matching Finman account, or bring everything into a single “Mint history” account.
3. 03
   Overlaps are flagged. If you import a later bank statement that overlaps the Mint history, rows already in the account are marked “Already imported” and left unticked.

If you never downloaded your Mint file, the history stayed with Intuit. Intuit pointed Mint users to its other service, Credit Karma, and gave them the choice to download or delete their Mint data before the closure. The step-by-step move, including bank connections, is in our guide to switching from Mint.

Pick the replacement by the job Mint did for you

Mint did several jobs at once. Most people relied on one or two of them. Start from the job, then look at the app that does it best. Prices below come from each vendor’s own page, checked on 30 October 2026, in US dollars.

Sources, checked 30 Oct 2026: Monarch pricing, Monarch: Mint CSV import (Dec 2021), Empower financial tools, Rocket Money, YNAB pricing, Copilot Money, Engadget on the Mint closure. Finman plans from the Finman pricing page. Vendors change plans often, so open the price page before you pay.

The wider list, with regional options for the UK, Europe, Australia and Canada and apps for crypto holdings, is in the best Mint alternatives. Side-by-side pages for each app sit in Finman comparisons.

Where Finman fits as a Mint replacement

Finman is a personal finance web app at app.finman.money. It opens in the browser on Android, iPhone and desktop and installs to the home screen; store versions for Google Play and the App Store are not published yet.

1. 01
   Your bank data arrives as files. Download a CSV, OFX or QFX statement from online banking and import it. Formats for RBC, TD, Scotiabank, BMO, CIBC, Tangerine, Wealthsimple Cash, EQ Bank, Revolut and Wise are recognised automatically; other banks go through the column-mapping preview. monobank connects directly with a personal API token.
2. 02
   The Mint jobs are covered. Budgets with alerts at 80% spent, savings goals, debts with target dates, detection of weekly, monthly and yearly recurring charges, net worth across currencies and a cash-flow forecast up to 90 days ahead.
3. 03
   The AI CFO answers from your numbers. Ask “where did I overspend this month?” and it reads your own accounts, budgets and transactions. It also writes a monthly summary and a savings plan and reads receipt photos.
4. 04
   Your data can leave with you. Finman exports transactions and accounts to CSV and makes a full JSON backup, so the next move takes minutes.

The honest limit: Finman has no automatic connection to US or Canadian banks. If live sync of a dozen US accounts was the reason you opened Mint, Monarch is the closer fit. Canadians can see the bank-by-bank detail on the budget app for Canada page.

Price: during the open beta every feature is free and online payment is switched off. After the beta, the Free plan stays at $0 with accounts and transactions, budgets and goals, and CSV import; Pro at $9 a month adds the AI finance assistant, bank sync and anomaly detection. Years of Mint history fit while the beta runs; after it, keeping them needs Pro.

Three checks before you commit

1. 01
   Test with your own file. Import one month of your real data and look at the categories it produces. A demo account tells you little about your own bank’s format.
2. 02
   Count the people. If a partner will use the app too, check how sharing works before you migrate years of history. Finman’s Family plan takes up to 5 members, each with a private view plus shared household accounts and budgets.
3. 03
   Check the exit. Mint closed with a few months’ notice. Choose an app that lets you download your data whenever you want.

Related reading: Switching From Mint, Step by Step · Best Mint Alternatives · Finman vs Mint · CSV Import of Bank Statements