All Features
Every tool you need to track, optimize, and grow your finances — all in one app, powered by artificial intelligence.
AI Intelligence
Your personal AI Chief Financial Officer is available 24/7 to answer any question about your money. Unlike generic chatbots, Finman's AI CFO reads your actual transaction history, budget allocations, and financial goals before answering.
Ask it anything: "Where did I overspend this month?", "How long until I can afford a home down payment?", "Which subscription should I cancel first?" — and get data-driven answers in plain English.
Smart Automation
Manual transaction tagging is a chore that kills financial tracking habits. Finman uses machine learning to read your transaction descriptions and assign accurate spending categories automatically — before you even open the app.
The model is pre-trained on thousands of merchant names and improves with every correction you make. Over time, it learns your specific spending patterns and becomes more accurate than any rule-based system.
Vision AI
Stop losing paper receipts and stop typing expense details manually. Finman's vision AI extracts merchant name, total amount, date, and itemized line items from any receipt photo — crumpled or faded receipts included.
The extracted data automatically creates a transaction and links the receipt image. Everything is searchable. Tax time becomes a matter of filtering your receipt archive rather than digging through shoeboxes.
Spending Control
Budgets only work when they're simple to maintain. Finman's budget planner creates category-level spending limits and shows real-time progress throughout the month — no spreadsheet required.
The AI also suggests starting budgets based on your historical spending patterns, so you don't have to guess. Proactive alerts notify you before you hit a limit, not after you've exceeded it.
Wealth Building
Keep tabs on every investment account in one place. Finman tracks stocks, ETFs, mutual funds, bonds, crypto, and alternative assets with up-to-date price data. See your total portfolio value, allocation breakdown, and performance over any time period.
The AI CFO can comment on your portfolio: whether you're over-concentrated in one sector, whether your emergency fund is funded before you invest, or how your actual returns compare to benchmark indices.
Financial Health
Your net worth — assets minus liabilities — is the single most important number in personal finance. Finman calculates it automatically from your connected accounts and tracks it over time with daily precision.
Watch it grow as you pay down debt and build savings. The historical chart reveals patterns: which months drag your net worth down and which events (bonuses, car purchases, investment gains) drive it up.
Predictive AI
What will your bank balance look like in three months? Finman's forecasting engine analyzes your income, recurring bills, spending patterns, and savings rate to project your financial position forward in time.
Use forecasting to catch potential overdrafts before they happen, plan large purchases with confidence, and simulate the impact of decisions like paying off a loan early or starting a new savings contribution.
Household Management
Managing household finances is hard when everyone uses different apps or no app at all. Finman's family finance module brings everyone onto the same page while respecting personal financial privacy.
Invite up to 6 family members. Each person has their own private spending view plus access to shared household accounts and budgets. Split expenses automatically for shared purchases like groceries or utilities.
Mobile
All Finman features are available natively on Android and iOS. The mobile apps are built with Capacitor for a true native experience — not a web wrapper. Biometric login, offline support, and home screen widgets are all included.
Receipt scanning works directly from your phone camera. Push notifications alert you to budget limits and bill due dates before they become problems. Widgets show your daily spending and net worth at a glance from your home screen.