Short answer
A cross-platform finance app shows the same accounts and budgets on your phone, tablet and computer, whatever brand they are. Finman is one web app at app.finman.money: it runs in the browser on Android, iPhone, Windows, macOS and Linux, installs to the home screen and keeps one set of data on its server.
Why platform reach matters for a finance app
- 01You keep it for years. Phones change and people switch between iPhone and Android. Your money history should move with you.
- 02Money is often shared. Partners rarely own the same brand of phone. An app on one platform leaves one person reading numbers out to the other.
- 03Some jobs need a big screen. Quick entries suit a phone. Importing statements, fixing categories and reviewing a year of net worth are easier on a laptop.
An app that runs on one platform can still be the right choice if your money is yours alone and you never plan to switch. The more shared and long-lived your finances are, the more reach matters.
Platforms of popular finance apps
From each vendor’s own page, checked 30 Oct 2026.
| App | Web | iPhone / iPad | Android | Notes |
|---|---|---|---|---|
| Finman | Yes, app.finman.money | In Safari, installs to the home screen | In the browser, installs to the home screen | One web app for every screen; store versions not published yet |
| YNAB | Yes | Apps | App | No downloadable desktop app; the web app covers computers |
| Monarch | Yes | Apps | App | Listed for the United States and Canada |
| Copilot | Yes | Apps | Not listed | Also on Mac |
Sources: ynab.com app lineup; monarch.com/download; copilot.money; Finman features.
How to check a cross-platform claim
- 01Same features everywhere. Some apps have a full app on one platform and a viewer elsewhere. Confirm that budgets, goals, debts, imports and any AI work on the device you will use most.
- 02One set of data. Add a transaction on your phone, open the app on a laptop and look for it. Two copies that need syncing by hand will drift.
- 03A real web app. Check that you can import a file and fix categories in the browser itself, beyond viewing a dashboard.
- 04Shared access with limits. If a partner joins, check what they can see and change, account by account.
- 05Export. You should be able to download your data as a file from any device, so leaving stays possible.
Open Finman on your phone and your laptop
One account, the same data on every screen. Free during the open beta, no card.
Start freeHow Finman works across devices
- PhoneQuick entryType a purchase or photograph a receipt with the camera.
- ServerOne set of dataEverything is stored on Finman’s server, not on one device.
- LaptopHeavy workImport statements, fix categories, set budgets.
- Any screenSame pictureNet worth, budgets and forecast read from the same data.
- 01One web app. Finman runs at app.finman.money in browsers on Android, iPhone, Windows, macOS and Linux, with the same features on each.
- 02Installs like an app. Add it to the home screen and it opens full screen, with its own icon.
- 03Entries without signal. If the connection drops while Finman is open, new transactions are kept on the device and sync when you are back online. Reports, imports and the AI CFO need a connection.
- 04Sharing for households. One person creates a family and others join with an invite code. Each account owner decides who can view it, add transactions, edit or delete; accounts not shared stay private. More in family finance app.
- 05Export any time. On the Data export page, download a CSV of your transactions or a full JSON backup.
- 06Three interface languages. English, Ukrainian and Russian.
Store versions for Google Play and the App Store are not published yet. Everything is free during the open beta; plans after it are on pricing.
Making sure the numbers match on every device
A finance app that pulls data from phones, files and bank connections is only useful if the totals are right. Three checks catch most problems:
- 01Reconcile against the bank. Once a month, enter the statement balance in account reconciliation and compare it with the app balance. A gap tells you entries are missing or doubled.
- 02Watch for duplicate imports. Finman’s import wizard marks rows already in the account and rows repeated in the file before anything is written. See importing bank statements.
- 03Count transfers once. Record money moved between your own accounts as a transfer, so it shows as neither income nor spending.
Frequently asked questions
What is a cross-platform finance app?
A finance app you can use on several kinds of device with the same data: phone, tablet and computer, across iPhone, Android, Windows and macOS. It can be separate apps per platform or one web app that runs in every browser.
Does Finman work on both iPhone and Android?
Yes. Finman is a web app that runs in the browser on Android, iPhone and desktop and installs to the home screen. Store versions for Google Play and the App Store are not published yet.
Can I use Finman on my computer?
Yes. Open app.finman.money in a browser on Windows, macOS or Linux. Importing statements, fixing categories and setting budgets are easiest on a big screen.
Is my data the same on every device?
Yes. Your data is stored on Finman’s server, so phone and laptop read the same accounts, budgets and history. Transactions typed while offline sync when the connection returns.
Can my partner use Finman on a different phone?
Yes. They join your family with an invite code and use Finman in their own browser. Each account owner decides what the partner can view or change.
Can I export my data from Finman?
Yes. On the Data export page you can download your transactions as CSV or a full backup as JSON.
One finance app for every screen
Sign up on your phone, import a statement on your laptop. Free during the open beta, no card.
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